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Once you are threatened with foreclosure, it is easy to go into shock mode and believe that there’s nothing you can do. However, this isn’t necessarily so. If you take advantage of the time you have left between your notice of foreclosure and it actually happening, you...

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Yes, there are plenty of ads for lawyers and debt consolidation agencies who promise to stop the debt collectors from ruining your life. But they all just do one thing, which you can do for yourself: write a letter saying you no longer wish to be contacted. Of course, you’ll...

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Life is full of many choices. Unfortunately, many of these lead to a stack of bills and an escalating pile of debt. Gone are the days when mom and dad saved up for every purchase and waited until they could pay for it in full. Instead, most families have enlisted in the ‘buy...