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Suzan Kolber

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auto-loans-1360x860

It’s time to shop for an automobile. You have some decisions to make: do you want a used vehicle or a brand new one? What model and options do you want? Will you go to a car dealer or do a private sale? How will you pay for the car: use cash or get an auto loan? Here’s some...

Debt Consolidation vs Debt Negotiation vs Credit Counseling

Falling into debt almost seems to be an American pastime these days. Getting out of debt is a bit trickier. Fortunately, consumers have several options to choose from, including debt consolidation loans, debt negotiation, and credit counseling. Debt consolidation loans are available...

Once you are threatened with foreclosure, it is easy to go into shock mode and believe that there’s nothing you can do. However, this isn’t necessarily so. If you take advantage of the time you have left between your notice of foreclosure and it actually happening, you...

Way-To-Avoid-Foreclosure

If a foreclosure is staring you in the face, several strategies exist that might help you prevent a foreclosure. The options that work the best for the homeowner are forbearance, loan modification, and refinancing. Each of these has positive results for the homeowner, including...

Credit Card Tips By Age Group

Money might make the world go around, but credit cards are the vehicle by which most money travels. Most adults have credit cards these days and they probably have more than one. In fact, lots of teenagers have credit cards too. However, too often, people don’t follow sensible...

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Personal credit reports can either make or break a person as far as acquiring new credit cards, mortgages, installment loans, business loans, and home equity loans. If you have a good credit score and a stellar credit history, then you have nothing to worry about. You can sit back...

I-dispute-this-debt-graphic

Yes, there are plenty of ads for lawyers and debt consolidation agencies who promise to stop the debt collectors from ruining your life. But they all just do one thing, which you can do for yourself: write a letter saying you no longer wish to be contacted. Of course, you’ll...

Tax Mortgage Interest Deductions

Mortgage Interest Deductions for Taxes Declaring the interest from mortgages on first and second homes is one of those strategies that every taxpayer who itemizes his or her deductions should use. In general, mortgages that are used for the purposes of purchasing a home, building...